Highlighted: Allianz 222 Annuity
Like all Fixed Index Annuities (FIAs), the Allianz 222 Annuity offers principal protection from market downturns. Also, it offers potential interest (based on chosen allocation options), tax deferral, and a death benefit.
Additionally, the Allianz 222 Annuity goes even further:
- Firstly, you get 2 ways to get a bonus. Allianz 222 Annuity credits the Protected Income Value with a 20% premium bonus in contract year one. Also, the Protected Income Value receives an interest bonus equal to 50% of any interest earned from the chosen allocations.
- Secondly, you get 2 ways to get income increases. You get increases to your income withdrawals based on earned interest and the 50% interest bonus. Also, you can double your withdrawals if confined to an eligible hospital, nursing facility, or assisted-living facility.
- Lastly, you get 2 ways to get a death benefit. Your beneficiaries can get full accumulation value as a lump sum. Alternatively, they can get full Protected Income Value as annuity payments for at least five years.
Highlighted: Allianz Life Pro+ Advantage
The Allianz Life Pro+ Advantage Indexed Universal Life (IUL) is good for:
- Protecting what’s important through providing your beneficiaries with a death benefit that’s generally income-tax-free.
- Adapting coverage for future needs with additional term coverage.
- Building resources for the future with the opportunity to accumulate cash value tax-deferred. Also, there is an interest bonus (available on certain index allocation options) to help increase accumulation.
- Providing options to help meet future financial needs with the ability to access available cash value when you want for what you want.
- Planning for if you become chronically or terminally ill.
- Offering an Index Lock feature to provide ability to capture indexed interest rate. Also, this can help protect against a zero interest credit.
Available Insurance Companies
The above highlighted Allianz products are examples of feature-rich annuities and life insurance. As a result, they are flexible to meet general purpose needs. However, there are other less costly products available that have less features. Consequently, these other products could be better at meeting the specific needs of a client. So at SET, we take the time to understand our client's needs. Consequently, we can recommend an income product best suited to meet those needs.
In the southwest region of the United States that SET services, the following insurance companies are available (some variances may exist between the specific states of the region):
ANNUITIES
AIG (MSG)
American Equity
American National
Athene
Annexus Athene (IA)
Baltimore Life
Delaware Life
Fidelity and Guaranty Life
Global Atlantic
Global Atlantic - Elite
Great American
Legacy Marketing Group
Life of the Southwest
Mutual of Omaha
National Western
Nationwide - Annexus
North American
Pacific Life
Security Benefit
Transamerica - Annexus
LIFE INSURANCE
AIG
Ameritas
Life of the Southwest
Lincoln National
Minnesota Life
Mutual of Omaha
National Guardian Life
Nationwide Life
New York Life
North American
One America
Protective Life
Symetra Life
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