Welcome to SET (Savings, Earnings, Taxes) Retirement Planning Solutions! We are excited that you have visited our website. Please allow us to tell you a few things About Us:

SET provides retirement financial services and products to our clients to help them achieve their retirement goals. All of our financial planners are licensed insurance agents. Additionally, they have all passed the certification requirements for conferment of the Chartered Retirement Planning Counselor™ designation by the College for Financial Planning®.

SET provides financial planning as it applies to retirement. To support this charter, it is not necessary for SET to be an RIA (Registered Investment Advisor) firm. However, to understand the principles of Wealth Management that are key to retirement, the Founder and CEO of SET has taken and passed the North American Securities Administrators Association 1-65 Uniform Investment Adviser Law Examination (Series 65 Exam).

SET is an independent retirement planning agency. Consequently, we can offer retirement products sourced from many different companies. Thus, we can recommend a product from the company that best meets the needs of our client. This difference sets us apart from many of our competitors.

Finally, the Texas Department of Insurance has authorized SET to transact insurance business in the state of Texas as a General Lines Agency (Life, Accident, Health and HMO). Similarly, the insurance authorities in the states of Arkansas, Arizona, California and Colorado have also authorized SET to transact insurance business.

Financial Adviser for SET Retirement Planning Solutions

Our Specialties

When it comes to retirement planning, we are "SET" to provide a variety of solutions to meet your retirement needs. Firstly, we have a core specialty in the preparation of a customized comprehensive Retirement Financial Plan Report. Secondly, we have a specialty in various Income Products for those seeking lifetime retirement income. Thirdly, we have a specialty in retirement Health Insurance for those that are age 65, disabled, or have ESRD. Fourthly, we have a specialty in Wealth Management for those that are retiring, but still wanting to risk part of their retirement savings in the Stock Market. Finally, we have a specialty in Social Security which can supplement retirement savings.

Young couple discussing their retirement plan

Our Approach

Our goal as retirement planning experts is to offer valuable and applicable information to potential clients.  Moreover, this is the same information we have utilized to get "SET" for our own retirement. Therefore, we believe in the information that we give. Also, we know that giving this information to our potential clients equips them to make good decisions. Consequently, they become lifelong clients.

"To serve people by helping them solve tough problems" is the Mission Statement of SET's Founder and CEO. As a result, we stay in contact with our clients even after they retire. We offer annual checkups with clients to help their retirement plans stay on course.

Financial advisor meeting with a client

Our SETtings

It is important for us to get to know our clients in order to understand their needs. Likewise, it is important for our clients to get to know us in order to trust our recommendations. We can get to know each other by many means. Firstly, we can talk one on one in our office, or meet in a group setting at a special SET event. Secondly, we can meet in the comfort of your home or in an agreed public meeting place. Lastly, when time or distance are issues, we can meet virtually thru voice/video technology.

Trust Us to Get Ready... Get SET!

We offer valuable information on specialized products in a setting most comfortable to you. How can you turn this down?